Umbrella Insurance refers to a liability insurance policy that protects the assets and future income of the policy holder in addition to his or her primary policies. In the event of a lawsuit, umbrella policies supply extra coverage. Many people are unsure what umbrella policies are and whether they really need one for themselves and their businesses.
In order to be eligible for an Ohio umbrella policy, you are required to have advanced limits of liability on the entirety of your personal policies, such as auto insurance, home insurance, etc. Check with an insurance agent in Ohio to find out what the specific requirements are.
Do you think an umbrella policy is right for you or your business? To learn more about how an umbrella policy can benefit you, give us a call. We can answer any of your questions.
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